Understanding Property Transactions in Ghana

Buying or selling property in Ghana can be rewarding — but also risky if you don’t follow the right legal process. At Legal Ink, we’ve seen how simple oversights can lead to costly land disputes, fraud, or title issues. This guide explains everything you need to know to buy or sell property legally in Ghana, whether you’re a local buyer, developer, or foreign investor.

Why You Need a Property Lawyer in Ghana

The Ghanaian real estate market has grown rapidly in recent years, especially in Accra and Kumasi. However, land ownership laws and documentation can be complex. A qualified real estate and conveyancing lawyer helps you:

• Conduct due diligence before purchase.

• Verify the true ownership and avoid double sales.

• Draft and review sale agreements.

• Register title documents properly with the Lands Commission.

• Handle property transfers for corporate entities or estates.

At Legal Ink, our experienced lawyers ensure that every step complies with Ghanaian land laws, protecting your investment from future disputes.

Step-by-Step Guide to Buying Property in Ghana

1. Conduct a Land Search

Before any payment, request a land search at the Lands Commission (for registered lands) or Customary Land Secretariat (for stool or family lands).
This helps confirm:

• The name of the true owner

• Whether the land is encumbered or under dispute

• If it’s registered or unregistered

2. Negotiate and Draft a Sale Agreement

Once ownership is verified, your lawyer drafts a Sale and Purchase Agreement outlining the terms, price, and conditions of sale. Avoid informal agreements — written contracts protect both parties.

3. Obtain a Tax Clearance Certificate

The seller must obtain a Tax Clearance Certificate from the Ghana Revenue Authority (GRA), proving that all property-related taxes are paid.

4. Execute the Deed of Assignment or Conveyance

The buyer and seller then sign a Deed of Assignment (for leasehold property) or Conveyance (for freehold property), witnessed by lawyers or commissioners of oaths.

5. Pay Stamp Duty and Register the Title

The buyer pays stamp duty to the GRA, after which the property must be registered with the Lands Commission to obtain a Land Title Certificate — the final proof of ownership.

Legal Requirements for Selling Property in Ghana

If you are selling property, ensure that:

• You are the legally registered owner or have power of attorney.

• The property is free from litigation or encumbrances.

• All ground rents and property rates are paid up to date.

• You issue receipts and proper transfer documents.

Engaging a law firm like Legal Ink ensures a smooth, transparent sale process that complies with Ghana’s conveyancing regulations.

Common Legal Mistakes in Property Transactions

Even experienced investors can fall into traps. Here are some common mistakes we help clients avoid:

• Buying land without a land search or site inspection.

• Paying in full before confirming ownership.

• Ignoring land use and zoning regulations.

• Failing to register property after purchase.

• Using unlicensed agents or middlemen.

How Legal Ink Can Help

With offices in Accra and Kumasi, Legal Ink provides full legal support for property buyers, developers, and sellers — from initial due diligence to final title registration.
Our Real Estate & Conveyancing team advises on:

• Residential and commercial property transactions

• Land litigation and dispute resolution

• Property development and leasing

• Title registration and documentation

• Foreign investor property acquisition

We make property ownership in Ghana secure, compliant, and stress-free.

Contact Our Property Law Experts

📍 Accra Office:
NO. F 89/7 Emmaus Road, Off 2nd Labone Street, Accra, Ghana
📞 +233 20 290 9481

📍 Kumasi Office:
Plt 18, Blk W, Stadium Rd, Kumasi, Ghana
📞 +233 55 460 5216

👉 Contact Us Today to schedule a consultation with our property and conveyancing lawyers.