Insurance & Reinsurance Lawyers in Ghana

Our team provides pragmatic legal services on all insurance claims from personal injury and employer liability to public and product liability. We represent insurers, reinsurers, brokers, policyholders, and regulators in a wide range of matters.

Whether you are looking for advice on a complex insurance transaction, a high-stakes insurance dispute, or a regulatory issue, you can rely on us to deliver exceptional service and results.

Highlights

General Counsel to a leading Ghanaian insurance company which underwrites all classes of non-life insurance, such as motor insurance, marine insurance, fire and special perils, goods-intransit, all risks insurance.

Why Choose Legal Ink for Insurance Law

  • Industry-Focused Lawyers: Deep knowledge of Ghana’s insurance market and regulatory framework.

  • Compliance-Driven: We ensure our clients meet all legal and regulatory obligations.

  • Efficient Dispute Resolution: We resolve insurance disputes quickly, minimizing reputational and financial risks.

  • Trusted by Leading Insurers: Our firm advises established insurance companies, reinsurers, and corporate clients nationwide.

  • Dual-City Access: Offices in Accra and Kumasi serving clients across Ghana’s financial and commercial hubs.

Frequently Asked Questions

Q1: What licenses are required to operate an insurance business in Ghana?

All insurers, brokers, and reinsurers must obtain a license from the National Insurance Commission (NIC) before commencing operations.

Q2: Can Legal Ink help foreign insurers enter the Ghanaian market?
Yes. We provide end-to-end guidance on regulatory requirements, partnerships, and foreign investment compliance for insurers entering Ghana.

Q3: How can disputes between insurers and policyholders be resolved?
Disputes can be resolved through mediation, arbitration, or litigation. Legal Ink’s team is experienced in all three methods.

Q4: Does Ghana have reinsurance requirements for insurers?
Yes. Insurers are required to cede a portion of their risks to local or approved reinsurers. We assist clients with compliance and documentation.

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